The Benefits of Choosing Credit Over Debit

Man and Woman With Credit card

We aim to offer payment options that emphasize security and convenience for our members. When faced with the choice at the checkout, selecting the credit option over entering your debit PIN presents several advantages that enhance your shopping experience:

Zero Fraud Liability for Peace of Mind: Opting for credit transactions means you’re covered by zero fraud liability policies, ensuring you’re not held accountable for unauthorized charges. This protection offers a layer of security, allowing you to shop with confidence.

Secure Transactions Without a PIN: Choosing credit eliminates the need to enter your PIN, reducing the risk of exposure to potential fraudsters or skimming devices. By keeping your PIN private, you add an additional layer of security to your financial information.

Quicker Checkout Process: Transactions processed as credit are typically faster since they bypass the PIN entry phase. This can significantly reduce your time spent at the register, allowing you to complete your purchases more efficiently.

Less Contact for Improved Hygiene: Opting for credit over debit at the checkout means fewer interactions with the pin pad. In times when minimizing contact is crucial for health reasons, this approach helps in reducing touchpoints and the potential spread of germs.

Next time you’re completing a purchase, consider the credit option for a secure, swift, and sanitary transaction experience!

Earn 5%* with Kasasa Saver

Exclusive to Kasasa checking account holders, this account collects and grows your earned Kasasa checking rewards!


*APR as low as, ask for details. All rates are dependent on your credit rating.