Simple Savings Tips

We all know that saving money is important, but it is still a huge challenge for many people given life’s expenses. More often than not, every bit of our paychecks are needed to cover expenses, leaving minimal funds if any left over. However, we know some simple savings tips that can make saving money more realistic for you.

Tip #1 – Start Small

It is better to deposit $5 per paycheck than to deposit $50 and find yourself needing to withdraw from it later on. Start small and it will build over time.

Tip #2 – Automate it, it adds up

Set up an automatic transfer to a separate savings account or another financial institution all together so it doesn’t get mixed in with your spending money. Plus, the “out of sight, out of mind,” concept is one that really works!

Tip #3 – Create a realistic goal

Focus on saving enough to cover one month of rent or one mortgage payment. In time, you will be able to cover that, and allow it to expand, creating additional goals for yourself.

The benefits of saving are powerful. The key to success is to start small, automate it, and set a realistic goal. We all have to start somewhere, and overtime you will be glad you did.

Goals can grow and stress will be less!

Benefits of Credit

When faced with the choice at the checkout, selecting the credit option over debit presents several advantages.


*APR as low as, ask for details. All rates are dependent on your credit rating.