Fee Schedules
Share Savings and Checking Account Fees | |
|---|---|
| Replacement Visa Check Card | $10.00 |
| Card Order Rush Fee | $65.00 |
| Visa Check Card Dispute Items | $15.00 ea |
| Copy of Credit Union Check | $5.00 |
| Copy of Member Check (free if pulled online) | $3.00 |
| Copy of Statement (ANY month, free if pulled online) | $5.00 |
| Paper Statement Fee (waived if under age 18 or over age 62) | $2.00 per stmt |
| Stop Payment Request (Credit Union Checks) | $30.00 |
| Stop Payment Order (Member check or ACH) | $30.00 |
| Stop Payment on Reoccurring POS Withdrawals | $35.00 |
| Online Bill Payment (if inactive for 3 mos. or more) | $5.00 per month |
| Returned Deposit Item | $15.00 |
| Overdraft Item Fee | $35.00 |
| (Above for paid or returned items from non-sufficient/uncollected funds) | |
| Overdraft Transfer Fee | $10.00 |
| (Above fee applies per item covered via internal account transfer) | |
| Courtesy Pay (overdraft item paid) | $35.00 |
| Courtesy Pay Mini (for items causing overdraft less than $25.00) | waived |
| NOTE: Courtesy Pay Fees only apply to eligible Premium Checking account holders. All overdrafts outside the Courtesy Program limits and overdrafts on non-eligible Premium Checking and Basic Checking accounts subject to standard Overdraft Item Fee. Ask for more details and how to become eligible for Courtesy Pay. | |
| Third Party Checks (Credit Union check) | $5.00 ea |
| Member Checks (in excess of one per day) | $3.00 ea. |
| Close Saving Account (within 90 days of opening) | $10.00 |
| Close Checking Account (within 90 days of opening) | $25.00 |
| Premium Account Fees For Premium Savings and Premium Checking accounts a Service fee will be imposed each month if the average daily balance of all deposit accounts falls below $1000. This does not apply to members under the age of 21 or over 62. | $8.00 |
| Basic Account Fee If balance falls below $300.00 at any point during the month then a service fee is charged once a month. | $3.00 |
Checks and Checkbook Charges |
|---|
| All checks and checkbook charges will be paid by the member. Since styles and prices may change without notice, please contact a member service representative for current selections and prices. Mini books available at branch free of charge, ask for details. |
Money Market Accounts | |
|---|---|
| Minimum Balance Fee (If balance falls below $2000.) | $10.00 |
Business Accounts | |
|---|---|
| Service Fee covers up to 30 deposited items and 50 withdrawal transactions per month. The service fee may be increased if the activity exceeds these limits. | $12.00 per month |
Individual Retirement Accounts | |
|---|---|
| Third Party Transfer/Rollover | $25.00 |
| Health Savings Transfer/Close Fee. No other service fees or annual fees apply for IRAs. | $25.00 |
Club Accounts | |
|---|---|
| Holiday Club Early Withdrawal Fee (waived Nov/Dec) | $15.00 ea. |
| Vacation Club (2 withdrawals free per calendar year) | $15.00 ea. |
Miscellaneous Fees | |
|---|---|
| Research Work/Account Reconciliation (1-hour Minimum) | $25.00 per hour |
| Levies | $50.00 |
| Inactivity Fee (after 18 months of inactivity) | $5.00 per month |
| Return mail due to bad address | $5.00 each |
| Foreign Deposit Item Collection Fee | $25.00 ea. |
| Non-Branch Currency Deposit | $10.00 ea. Deposit |
| Non-Member Transaction Fee for check cashing | $10.00 ea. Check |
| Wire Transfer Outgoing Domestic | $25.00 |
| Wire Transfer Outgoing Foreign | $45.00 |
| Wire Transfer Incoming | $20.00 |
| Next Day Electronic Transfer | $5.00 |
| Coin Processing Handling Fee No Charge for coin deposits to WesKids or WesTeen Accounts or Minor Accounts | 3% |
All fees effective 7/1/2023
Loans
*APR as low as, ask for details. All rates are dependent on your credit rating.