Credit Builder Program

Stacking Coins Illustration

Our new Credit Builder Program is meant to help members who have no credit, little credit, or unfavorable credit and would like to improve it.

The key to building a good credit score is making consistent, on-time payments. This loan is designed to ensure members are doing just that so they can gradually improve their credit score over time. The loan will be secured in the member’s account. As you make continuous, on-time payments, funds from the loan will be released into your checking or savings account every three months. As you make these on-time monthly payments, it will be reported to the credit bureau and positively reflect your credit rating.

Youth Savings

April is Youth Month at WCFCU! Check out our youth accounts to help get your financially smart kids on the right track!

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Loans

HELOC:
1.90% APR*
Personal:
6.99% APR*
Auto:
2.59% APR*
Credit Card:
7.99% APR*

*APR as low as, ask for details. All rates are dependent on your credit rating.

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