Auto/Personal Loans

Get pre-approved and improve your buying power when shopping for a vehicle. Our rates are extremely competitive and our service is fast.

New and Used Auto Loans

Automobiles up to 7 years old can be financed up to 100% of fair market value. Also available is our exclusive auto buying site to help you find the car that is best for you! Compare new vehicles side by side or search actual used cars in the area that are for sale. All with no pressure, and no annoying ads! Click the banner below:

Personal Loans

This a very basic type of loan that can be used for buying an older vehicle, debt consolidation, small home projects, or vacation. The amount you may be able to borrow will be based on your ability to repay the loan, financial stability, and past payment history.

Credit Life and Accident/Sickness Insurance

Credit Insurance is a great way to protect you and your family against the unexpected. In cases where you are unable to work because of illness, an accident, or other qualified medicals reasons Credit Disability Insurance will cover your loan payments for the time you are out of work. Or in the event you pass away Credit Life Insurance will pay your loan in full.

Simple Eligibility – No physical exam, just a few simple health questions Affordable – The premium is included in the loan payment Great Coverage – 14 day retro active period to qualify for disability coverage

Guaranteed Asset Protection (GAP) Protection

A vehicle’s value generally declines faster than the loan or lease balance on the vehicle. And if the vehicle is wrecked or stolen and not recovered, the owner may be in for an unpleasant surprise. The insurance settlement may be several thousand dollars short of paying off the loan balance. GAP coverage pays the deficit! Our GAP Protection is extremely affordable and even pays you back the insurance deductible. Ask a loan officer for more details.

Apply Now using our online application system.

Call us at 203-791-9399 or e-mail us at loans@westernctfcu.com with any questions. We look forward to working with you!

Carry A Card That Pays You!

Every time you use your WCTFCU Debit or Credit card to earn reward points that add up to some great rewards!

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HELOC

Have the equity you’ve built up in your home work for you! Borrow against your home’s equity while using your home as collateral.

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Loans

HELOC:
4.00% APR*
Personal:
4.99% APR*
Auto:
2.49% APR*
Credit Card:
7.99% APR*

*APR as low as, ask for details. All rates are dependent on your credit rating.

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