Free Kasasa Cash® Checking

Earn a really high rate on your balance, plus refunds on your ATM withdrawal fees, nationwide!*

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Summary

  • Free checking that pays really high dividends
  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.50% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide* (up to $25 per month)
  • Can link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking resources, including:
  • Free Visa® debit card
  • $10 minimum deposit to open

How to Qualify

It’s easy to earn your rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and receive e-Statements
  • Be enrolled in and log into online banking

That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base dividend rate. Then, the very next month you can get right back to earning your full rewards!

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Carry A Card That Pays You!

Every time you use your WCTFCU Debit or Credit card to earn reward points that add up to some great rewards!

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HELOC

Have the equity you’ve built up in your home work for you! Borrow against your home’s equity while using your home as collateral.

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Save To Win!

When you open a Save to Win account, you’re not only saving money for yourself; but you’re also saving for a chance to win even more money!

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Loans

HELOC:
4.00% APR*
Personal:
4.99% APR*
Auto:
2.49% APR*
Credit Card:
7.99% APR*

*APR as low as, ask for details. All rates are dependent on your credit rating.

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