Card Rewards

Carry the Check (Debit) Card and Credit Card that Pays YOU!

Every time you use your Western CT Debit or Credit card you earn reward points. These reward points can really add up to some great rewards! If you haven’t registered your card yet, take a few minutes and check it out. You may have thousands of points waiting for you!

UChoose - Log in or Register

UChoose Rewards is a valuable points-earning benefit for Western CT Visa® Check Card and Credit cardholders. After you enroll, you earn points on qualified purchases when you use your rewards cards PLUS, earn additional points when you make purchases at in-store and online “participating retailers”. There are hundreds of well-known retailers that participate in the rewards program. With UChoose Rewards you can earn as many points as you like and use them anytime you like. There is no cap.

You can register each debit card and credit card that you have with Western CT at this site and your points will be pooled together. So no matter what Western CT card you use, you will always be earning! Rewards points can be redeemed for merchandise, gift cards, and even travel. If you need help with this, you can call the credit union at 203.791.9399.

More ways to redeem your points – all redemptions are online:

  • Make online Travel Reservations for airlines, cruises, resorts, etc.
  • Redeem your points for Gift Cards to your favorite restaurants, stores, hotels, etc.
  • Enjoy the benefits of low point pricing and the ability to redeem for either a one-way or round-trip ticket
  • In addition to convenient online services that allow you to redeem points for a flight or gift card, personal assistance is also available by calling UChoose Rewards Representatives at their toll-free number
  • Redeem your points for event tickets such as concerts, plays, sporting events, etc.
  • Shop millions of name-brand Merchandise online at UChoose Rewards

Learn about all the ways you can earn points

Get a complete list of retailers and offers to choose from on the UChoose Rewards website Simply go to the UChoose Rewards website and type in the word demouser in the username and password fields.

Your Money, Your Rewards.

Visa Logo

VISA® Check Card

The card that does it all – works like a credit card for purchases and can be used at the ATM to get cash.

Use your VISA® Check card anytime, anywhere! VISA® is widely accepted, it’s fast and convenient. Plus, your Western CT VISA® Check Card provides you with the comfort of VISA’s® ZERO Liability protection. So, you are not responsible for fraudulent transactions! Or any unauthorized activity due to Identity Theft!


Rewards, Rewards, Rewards…. You want them and we offer them!

Earn rewards by using your VISA® Check Card for the all of the things you do anyways. Every time you sign for a VISA® Check Card transaction you earn points that can be redeemed for all kinds of things.

First, you must register by visiting our UChoose Rewards website to check and redeem your points and see what kinds of great offers are available. It’s a bonus when you earn points for making an already intended purchase and we want you to earn only the best with us at Western CT.

3 Ways to Apply for a New Credit Card Account Today!

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Carry A Card That Pays You!

Every time you use your Western CT Debit or Credit card you can earn reward points that add up to some great rewards!


Have the equity you’ve built up in your home work for you! Borrow against your home’s equity while using your home as collateral.

Save To Win!

When you open a Save to Win account, you’re not only saving money for yourself; but you’re also saving for a chance to win even more money!


*APR as low as, ask for details. All rates are dependent on your credit rating.

Frequently Asked Questions

On the Western CT website, select the “Card Rewards” icon on the bottom of the home page. You can also register by clicking on this link: A one-time registration is needed; you will also need to set up your login credentials (user name and password).
All UChoose Rewards cards are automatically enrolled in the reward program. You earn reward points by using your UChoose Rewards card to make signature-based “credit” purchases.
A transaction is considered signature-based any time you sign or choose the ‘credit’ option to complete a purchase.
No. All old and new Western CT Check Cards are now considered official UChoose Rewards Cards and can earn reward points for all signature-based purchases.
With UChoose Rewards you can set up a “wish list” that will let you know when you’ve saved up enough points for a specific item. You can also get Quarterly Updates on your points via email. Members with rewards credit cards will get their points balance (for end of prior month) on their credit card statements. Your points balance is also available online by logging in to
It can take up to 40 days for your points to be credited to your account. Once you accumulate 1,500 points, you can start redeeming your points.
All cards within an account automatically earn points together. In addition, if you have multiple debit accounts with Western CT you can link them together to earn rewards faster.

Call, email or visit us with any questions. We look forward to working with you!

Phone: 203-791-9399 or 1-800-426-5057


Address: 2 Stony Hill Road, Bethel, CT 06801