About Us

History and Charter of Western CT Federal Credit Union

We originally were Danbury Hospital’s credit union. After adding more companies and their employees to the credit union, we were authorized by the U.S. government in 2000 to serve as a community credit union for the Housatonic Valley. We are the only Federal chartered community credit union in Western Connecticut. A community credit union charter permits anyone to become a member who lives, works, worships or attends school in these towns: Bethel, Brookfield, Bridgewater, Danbury, New Fairfield, Newtown, New Milford, Redding, Ridgefield and Sherman. You can also be a member if you are a direct relative of a member.

We provide all the “banking services” you are accustomed to and more! Credit unions are owned by its members, not stockholders. Therefore, we deposit money together for the purpose of lending and helping each other. Members receive competitive dividends for their deposits. Each member’s deposit accounts are insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency overseeing all credit unions.

The Western CT Federal Credit Union Difference

When you come to Western CT FCU for your banking, you’ll find place that works hard for you so managing your finances is easy. We’re ready to meet you and learn how we can help.

You’ll get to personally know our Our Member Care Team, a group of dedicated people that truly care about you, your family and the community we serve.  Here you’re valued.  Here you’ll find banking products that put you first.

What does ‘putting you first’  mean to us?  It means things like: paying you cash rewards for your checking account; attractive dividends rates for savings; and raffling off cash rewards every month! ‘Putting you first’ also means loans with low rates and low fees.

Experience all the benefits and enjoy the perks of belonging to our credit union community. It’s something you can feel good about.

How do I join the Credit Union?

We offer the ability to join online.  This provides a quick and convenient way to start an account with us today!  Visit our Become a Member page to access the online account opening link.  Once we receive your membership application we will contact you if we need additional information or to learn more about the type of account you want.

If you have any questions please do not hesitate to give us a call or stop by and visit. You can find our business hours, locations, and telephone numbers on our Contact Us page. We are eager to earn your business!


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3.25% APR*
4.99% APR*
1.99% APR*
Credit Card:
7.99% APR*

*APR as low as, ask for details. All rates are dependent on your credit rating.

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