Checking

Checking



Free Checking? Of course....you should be asking yourself, Who can provide me the best account service?

These days banks and credit unions are able to offer you almost the same features and conveniences. Yes, you should always be aware of the basic questions, like: what's the minimum balance? and what fees are associated with the account? So let's go through that to start:

Basic Checking Premiun Checking
Opening Deposit
$25.00
$50.00
Minimum Balance
$0
1,000.00*
Per Item Charges
None
None
Dividends
None
Yes
Monthly Maintenance
$0
$8.00*
Overdraft Protection
No
Yes

* For premium accounts, the minimum balance requirement can be met with combined balances for all deposit accounts. If the aggregate balance exceeds $1,000.00 there is no monthly fee.



Now, on to the features that set us apart from the others!



VISA® Check Card
The card that does it all - works like a credit card for purchases and can be used at the ATM to get cash.
Use your VISA® Check card anytime, anywhere! VISA® is widely accepted, it's fast and conveinent. Plus your WCFCU VISA® Check Card provides you with the comfort of VISA's® ZERO Liabilitiy protection. So you are not responsible for fraudulent transactions! Or any unauthorized activity due to Identity Theft!
Rewards
Rewards, Rewards, Rewards.... You want them and we offer them!
Earn rewards by using your VISA® Check Card for the all the things you do anyways. Everytime you sign for a VISA® Check Card transaction you earn points that can be redeem for all kinds of things. Visit our UChoose Rewards website to check your points and see what kinds of "things" you can get.
Internet Banking
Internet Banking offers you the ability to manage your account anytime, anyday. Our Internet Banking system is reliable and secure. You can trust our system to keep your personal information safe. It's easy to use and has lots of helpful features such as our Secure Messaging system. The Secure Messaging system allows you to communicate with a Credit Union representative by submitting questions anytime of the day or night.
Bill Pay
We offer Bill Pay as a FREE Service. We want you to enjoy this great feature without having to worry about paying for it. Not only do we offer this service free, it will even save you time and money. No more postage, no more writing out checks and stuffing envelopes. Login and pay all your bills from the same screen. We are confident that once you try Bill Pay, you'll never be able to go without it!

Click here for Rates




Quick Links
Mobile Banking App
Forms
Apply for a Loan Now
Internet Banking/Bill Pay
Report Lost/Stolen Card
ATM Locations
Rates
Type APR*
Personal Loan7.49%
10 Year Fixed Home Equity3.99%
New Auto up to 60 months2.49%
Type APY**
Financial Freedom Account0.35%
14 month Certificate0.652%
48 month certificate1.005%
* APR may vary month to month based on the Prime Rate. All rates disclosed are dependent on your credit rating. Other rates and terms may apply, please contact the credit union for details.
** APY as high as amount shown. APY=Annual Percentage Yield. Rates subject to change.