Rev Up the Engine of a "New to You" Vehicle! Western Connecticut FCU is offering the first 10 members who qualify for a Used Car Loan an extremely low rate of 5.75% APR*! So hurry and apply today! This special rate is available on Used Car Loans that are being used to purchase a vehicle up to three years old (models 2008 or newer). Plus, you can choose any loan term up to 48 months and we will even let you pick your payment date**! Lock up this special rate and get pre-approved for a loan before you even start shopping. Apply online or call us at 1-800-426-5057. *APR = Annual Percentage Rate. Each $1,000.00 borrowed at 5.75% for 48 months equals a monthly payment of $23.38. Special Rate of 5.75% APR is only available for applicants that have a FICO Credit Score 670 or greater. Applicants that are not eligible for the special rate will be offered the current standard posted rate as posted. **You may choose your first payment date up to 45 days from the date you close on the loan. The same calendar day is used each month going forward from the first payment date. Contact the credit union for further details or if you have any questions.