| PLEASE NOTE - CHANGES ARE EFFECTIVE 7/1/2010 |
Effective as of 07/01/2010 |
|
Premium Savings and Checking Account Minimum Balance Fees*
A monthly maintenance fee will be assessed each month if the event that the combined amount of all deposit accounts falls below $750.00. Members under age 21 and over age 62 are exempt.
*Call us to see if this applies to your account 203-426-5056.
|
$8.00
|
| Share Savings and Checking Account Fees |
|
| VISA Check Card Replacement |
$10.00 |
| VISA Check Card PIN Reminder |
$5.00 |
| VISA Check Card Fee - applies to purchases and foreign ATM Withdrawals made from a savings account |
$1.50 per transaction |
VISA Check Card - Special Payment* Cancellation Fee
*only available for some payment types, please call for more information. |
$35.00 per request |
| VISA Check Card Disputed Item - must speak to a Member Service Representative for details |
$15.00 per Item |
| Stop Payment Fee - must speak to a Member Service Representative for details |
$20.00 per Credit Union Check
$20.00 per Member Check
$20.00 per ACH (electronic item) |
| Return Deposit Item |
$25.00 per Item |
| Online Bill Payment - if inactive and no payments made for 3 months or more |
$5.00 each month |
| Third Party Credit Union Check |
$3.00 per Check |
| Multiple Credit Union Checks - in excess of one check per day |
$3.00 per Check |
| NSF Return Items - applies to Member Checks and ACH (electronic) Items |
$26.00 per Item |
| Overdraft Protection Transfer - Automatic transfer of funds from savings to checking to cover overdraft items |
$10.00 per Item |
| Courtesy Pay Fee (program restrictions apply, ask for details) |
$26.00 per Item |
| Uncollected Return Items - Funds in the Checking Account are being held |
$20.00 per Item |
| Close Savings Account Fee - if closed within 90 days of opening |
$10.00 |
| Close Checking Account Fee - if closed within 90 days of opening |
$25.00 |
| Statement Copy Fee - may include research fee if more than 1 year |
$5.00 for ANY month |
| Copy of member check |
$3.00 |
| Copy of Credit Union Check |
$5.00 |
| "Basic Savings" Reg. D Fee - Excessive third party transfers or electronic withdrawals according to Federal Regulations - Reg. D |
$15.00 per item |
| Money Market Accounts |
|
| Regulation D Violation - Excessive, third party checks, transfers, or electronic withdrawals |
$15.00 per Item |
| Minimum Balance Fee - for balances below $1,000.00 |
$8.00 per month |
| Business Accounts |
|
|
Monthly Checking Account Service Fee
Business checking is designed for accounts with fewer than 30 deposit items and 50 share drafts. If the account exceeds this level of activity, the service fee may be increased.
|
$10.00 per month |
| IRA Servicing |
|
| Third Party Transfer/Rollover |
$30.00 |
| Health Savings Transfer/Close Out Fee |
$30.00 |
| Miscellaneous Fees |
|
| Research Work - minimum rate of 1 hour |
$25.00 per hour |
| Levies |
$50.00 |
| Electronic Transfers - next day transfers or payment(alternative to wire transfer) |
$5.00 |
| Wire Transfer Fee (outgoing) |
$20.00 domestic
$30.00 foreign |
| Wire Transfer Deposit Fee (Incoming |
$5.00 |
| Foreign Check Collection Fee |
$10.00 |
| Christmas Club Early Withdrawal - any withdrawal requested prior to disbursement date |
$12.00 |
| Vacation Club Withdrawal - can withdraw funds up to 2 times per Calendar year |
$12.00 each additional |
| Return mail due to bad address |
$3.00 each |
| Coin Processing/Handling Fee - for large coin deposits over $100.00 that are rolled. Fee applies to all loose coin processing. Fee waived for coin processing when deposited into a wesKids or wesTeen Accounts. |
3% of total coin with a $5.00 minimum |
| Inactive Fee - after 18 months of inactivity |
$5.00 per month |
